Most plans accepted.
We work with Medicare, Medicaid, Workers Compensation, and most major commercial insurance. We verify your specific benefits before your first visit so there are no surprises.
Plans we accept.
Caring Hands Rehab accepts most major insurance plans, including:
- Medicare (traditional and most Advantage plans)
- Colorado Medicaid (Health First Colorado)
- Anthem Blue Cross Blue Shield
- UnitedHealthcare
- Cigna
- Aetna
- Humana
- Workers Compensation (all carriers)
- Auto insurance / MVA claims
- Most other commercial plans
Don't see your plan? Call us at (719) 345-4097 — we work with many additional insurers and can verify your specific coverage.
Insurance verification process.
Share your info
When you schedule, we collect your insurance information so we can verify benefits before your visit.
We verify benefits
Our billing team confirms your coverage, copay, deductible status, and visit limits — so you know what to expect.
You're informed
We explain your benefits clearly before your first visit. No surprise bills. No confusion.
Insurance & billing FAQ.
How much does physical therapy cost?
With insurance, most patients pay only a copay per visit (typically $10–$50, depending on plan). Patients with high deductibles may pay more until the deductible is met. We give you a clear picture of expected costs before your first visit.
What if I don't have insurance?
We offer affordable self-pay rates for uninsured patients. Call us at (719) 345-4097 to discuss options. Many patients find self-pay PT more affordable than dealing with high-deductible plans.
Does Medicare cover physical therapy?
Yes. Medicare Part B covers physical therapy at 80% after the annual deductible. Most patients with traditional Medicare and supplemental coverage have minimal out-of-pocket costs.
Will my plan cover all the visits I need?
Most plans cover the medically necessary visits required for your condition. Some plans have annual visit limits, while others cover unlimited visits. We verify your specific limits before your first appointment.
How does Workers Compensation billing work?
For workers comp cases, we bill directly to the carrier — you pay nothing out of pocket. We also coordinate with your case manager and provide all required documentation throughout your treatment.
What payment methods do you accept?
Cash, check, all major credit cards, and HSA/FSA cards. Payment plans available for patients with significant out-of-pocket costs.